Cyber insurance is a critical part of cyber incident response, but it comes with some coverage challenges. This article reviews key issues around cyber insurance. It distills insights offered during Incident Response Forum Ransomware 2024 by industry experts from John Reed Stark Consulting, Barnes & Thornburg, Mullen Coughlin and USI Insurance Services on avoiding pitfalls in the application and claims processes, navigating ransom payments, retaining service providers following an attack and issues around third-party cyber incidents. See “Tips for Working With Cyber Insurance Carriers Following a Ransomware Event” (Apr. 26, 2023).