Cyber insurance can fill gaps in coverage provided by traditional casualty and liability policies, which may not cover the costs of IT issues, forensics, communications or ransom payments that can reach seven figures or more, even for a minor cyber incident. In this article, we examine the types of coverage cyber insurance provides, key underwriting issues, communications with the carrier and others when an event occurs and the evolving threat landscape, all of which were discussed during a recent program presented by Orrick and AXA XL. See our three-part series on using cyber insurance to mitigate risk: “From Assessing the Need to Managing Existing Policies” (Oct. 3, 2018); “Getting Savvy About Cost and Policy Terms” (Oct. 10, 2018); and “Policy Management and Breach Response” (Oct. 17, 2018).