Technology is trying to keep up with the pace of consumers’ mobile transactions. Companies are trying to give consumers convenience while ensuring their financial and personal data security. In a guest article, David Poole, business development director at MYPINPAD, explains that while methods such as biometrics, machine learning, passwords and PINs each offer benefits to companies and consumers, there is a need to not only improve processes of authentication but also combine these methods to ensure the most secure exchanges. See “How to Secure Evolving Mobile Technology and the Data It Collects (Part One of Two)” (Jul. 29, 2015); “Navigating the Evolving Mobile Arena Landscape (Part Two of Two)” (Aug. 12, 2015).